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VOLUNTARY BENEFITS

VOLUNTARY BENEFITS

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Critical Illness

UNUM

Group Voluntary Critical Illness provides a lump sum payment when a qualified critical illness has been diagnosed. Associates are eligible for and can choose either a $15,000 or $30,000 policy. Any covered dependents will receive 50% of the associate’s amount. All funds are paid directly to you and can be used for non-medical expenses as well as medical bills. Covered illnesses include cancer, heart attack, kidney failure, multiple sclerosis and more.

Biweekly Premium for $1,000 of Coverage

Issue Age Employee + Child Employee + Spouse + Child
Under 25 $0.07 $0.07
25-29 $0.10 $0.10
30-34 $0.14 $0.14
35-39 $0.20 $0.20
40-44 $0.30 $0.30
45-49 $0.45 $0.45
50-54 $0.72 $0.72
55-59 $1.03 $1.03
60-64 $1.53 $1.53
65-69 $2.30 $2.30
70-74 $3.46 $3.46
75-79 $4.85 $4.85
80-84 $6.68 $6.68
95+ $10.51 $10.51

Accident

UNUM

Group Voluntary Accident helps pay when an off-the-job accident occurs. The coverage can be used on its own or to fill a gap left by other coverage and pays a benefit up to a specified amount for accidental death, dismemberment, dislocation/fracture, initial hospitalization confinement, hospitalization confinement, intensive care, ambulance service, medical expenses, outpatient physician’s treatment and more. Funds are provided to you directly and can be used for non-medical expenses as well as medical bills. You have the option to elect either a low or high plan to best fill your needs. When enrolled in the high plan, you will receive a higher reimbursement schedule and pay back for the services received.

Biweekly Rates Associate Associate + Spouse Associate + Children Family
Low Plan $2.94 $5.24 $6.04 $7.56
High Plan $5.65 $10.05 $11.61 $14.54